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Spending rules can help you be more intentional about purchases, Shekar says. Examples include eating out only once a week, getting a morning latte on specific days or buying new clothes only at the start of a new season. Though they require some discipline to follow, self-imposed rules can make it easier to say "no" to impulse purchases. Once you've mastered these simple spending rules, you can try a no-spend challenge, in which you only pay monthly bills and eliminate extra purchases.
What are your best Target shopping strategies? Tell Kelly Tyko on Twitter: @KellyTyko. For more shopping tips and deals, join us on our Shopping Ninjas Facebook group.

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Asked by CNN’s Clarissa Ward whether he agrees with Biden’s assessment of Putin being a "killer," Johnson said he “certainly” thinks “President Putin has done things that are unconscionable.”