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Martin: 'Young people are professionals at learning. If you want to break the cycle of debt, they're the best place to start'
4. The official UK interest rate (often called the base rate) is reviewed and set eight times a year by the Bank of England. Many lenders, especially with mortgages, tend to move their rates in line with this rate – so when it rises, so do they. Some rates are directly linked to it, but at other times the lender can choose whether and how much it tends to match it depending on its own competitive advantage. Yet some rates, such as fixed-rate mortgages or high-interest credit cards, may not move at all.



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In the financial industry, titans like Blackstone, JPMorgan and Goldman Sachs expect employees to be back on site this summer. JPMorgan CEO Jamie Dimon recently declared that remote work “doesn’t work for those who want to hustle-. It doesn’t work in terms of spontaneous idea generation,” and “you know, people don’t like commuting, but so what.”

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