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Financial institutions use incentives such as enhanced interest rates or cash back offers to encourage customer loyalty. For instance, Bank of America Preferred Rewards program gives a 5% interest rate boost on savings accounts and a 25% rewards credit card bonus once account holders have a three-month average balance of at least $20,000 in combined Bank of America and/or Merrill Investment accounts. Citi also offers ThankYou Rewards points to its banking customers that can be redeemed for cash rewards, travel and merchandise. Those using rewards and cash back credit cards need to pay off their balances each month though. Otherwise, the card will cost more than it saves, says Katie Ross, education and development manager for the nonprofit American Consumer Credit Counseling.


Sample questions from the book

You can either advertise on campus or list them online very easily on Amazon Marketplace (just bear in mind they take a commission on books sold).
Two-year protection on most purchases at Best Buy, including AppleCare on Apple products
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Legitimate work-from-home jobs do exist, but beware of scams that require you to pay up front for the chance to earn extra money. Find out how you can easily make extra money from home.
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