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According to the Federal Reserve Board's 2018 Report on the Economic Well-Being of U.S. Households, 40% of Americans reported not having $400 in their emergency savings account. "People always make things too complicated when it comes to financial planning," says Brent Weiss, co-founder and chief evangelist at the Baltimore-based financial firm Facet Wealth. However, building savings and plotting your financial future doesn't have to be complex. Use these tools and strategies to make saving money nearly effortless.
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The direct sun, with little shade available, took a toll on the audience, with the energy in the crowd dipping until Lindell introduced Donald Trump—who he described as the “real” president—on the Jumbotron, prompting a loud cheer. The crowd jumped to their feet, and collectively moved closer to the stage. Groups of people that had been off to the sides came toward the center to hear the former president return to two of his favorite themes: his baseless claim the election was stolen from him and his demonization of immigrants at the border.

Some Democrats have gone further, floating ideas that challenge the tax structure as it’s existed for the last century. Oregon Sen. Ron Wyden, the chairman of the Senate Finance Committee, has proposed taxing unrealized capital gains, a shot through the heart of Macomber. Sens. Elizabeth Warren and Bernie Sanders have proposed wealth taxes.

The result of all this is that people who need to work part-time are facing a stark choice – attempt to find a full-time job or leave the workforce altogether.
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